Hey guys, it's Luca and Leo here! We know that not every family can buy all the toys in the world, and that's okay. Our mom tells us there are needs and wants. It's important to understand the difference. Financial literacy means being smart with money. Our mom lost her job, so we know we need to be careful about what we ask for.
Instead of always asking for things, try to help out. Clean up your toys, offer to help with chores, or make your own bed. It's fun to be responsible and help your family. Plus, when you're independent, you feel great!

Here are some tips to be money-savvy:

1. Save your allowance instead of spending it all at once.
2. Make a list before going shopping and stick to it.
3. Learn to budget - know how much you can spend and save for later.
4. Ask your parents about money – it's important to talk about it.
5. Help at home – chores can be fun and help your family too.

Remember, it's not about having all the toys, it's about being smart with what you have. Let's all be financially savvy together! Stay cool, Luca and Leo.